Payattitude has entered a strategic partnership with PAPSSCARD, the card scheme of the Pan-African Payment & Settlement System (PAPSS), enabling Nigerian-issued cards to function across Africa and worldwide through co-branding with PAPSSCARD, Discover, Diners and Pulse, according to statements from both organisations.

The collaboration allows banks and licensed deposit-taking institutions using the Payattitude scheme to issue co-badge cards with expanded domestic, regional and global acceptance. Payattitude is known for its multibank mobile app and USSD code *569#, which aggregate customers’ accounts across Nigerian financial institutions.

Both companies said the new arrangement will support seamless, real-time and secure transactions for users across participating markets. PAPSSCARD, developed by Afreximbank as part of the African Continental Free Trade Area (AfCFTA) architecture, facilitates instant cross-border payments in local currencies and is a central piece of Africa’s ongoing payments harmonisation efforts.

Dr Agada Apochi, a director at Payattitude, said the move reflects the company’s strategy to deepen interoperability and provide Nigerian cardholders with a locally issued product that works across global networks. The co-badge model, he said, strengthens the business case for domestic schemes while improving the economics of international acceptance.

PAPSSCARD acting CEO John Bosco Sebabi said the partnership would help connect national payment ecosystems and lower the cost of cross-border transactions for individuals and businesses. He framed the agreement as a significant step toward a more unified African payment infrastructure.

PAPSS CEO Mike Ogbalu added that combining Payattitude’s footprint in Nigeria with PAPSSCARD’s cross-border functionality supports the broader AfCFTA goal of easing intra-African trade. He said the partnership advances efforts to remove long-standing payment barriers, enabling Africans to transact more easily within the continent and abroad.

The deal comes as African regulators and financial institutions push for greater adoption of regional payment standards, aiming to reduce reliance on external settlement routes and improve the efficiency of domestic card schemes in a rapidly digitising market.