The Ukrainian Financial Housing Company (Ukrfinzhytlo) will have UAH65bn ($1.5bn) to issue preferential housing loans in the coming years under the government’s e-Housing programme, the company said.
As of early October, Ukrfinzhytlo had distributed half of the UAH70bn ($1.75bn) allocated through government bonds. The company recently agreed on a development strategy with the IMF, which includes an additional UAH30bn in capitalisation in Ukraine’s 2025 state budget.
The funds will support the continued rollout of the e-Housing programme, designed to make home ownership more accessible for Ukrainians, including those displaced or affected by the war. So far, 20,354 loans worth UAH34.2bn have been issued, financing the purchase of about 1.2mn square metres of housing.
Around 60% of the apartments were bought on the secondary market, 30% from developers, and 10% on the primary market, Ukrfinzhytlo said.
Ukraine’s total housing need is currently estimated at 600mn square metres, including a pre-war deficit of 450mn and an additional 150mn square metres of destroyed or damaged housing. The World Bank estimates that more than 13% of Ukraine’s housing stock has been affected, with total losses nearing $59bn.
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